Insurance and Financing

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Dental Insurance Welcome

If you have insurance, make sure that you bring this information to our dental office for your child’s visit. This valuable resource is a great way to save on out-of-pocket costs for their dental healthcare. Our experienced team can file all claims for you for in-network and out-of-network benefits, explain your child’s benefits, and find ways to maximize their coverage. We try to keep surprises to a minimum and help you know exactly what you’re responsible for paying.

Understanding How Dental Insurance Works

Unlike medical insurance, dental insurance plans focus more on prevention than on resolving problems. Why? To put it simply, dental problems are much easier and more affordable to avoid altogether than to treat after they’ve caused damage. As a result, insurance plans tend to cover the services that prevent issues and treat them as early as possible. Basically, if you want to get the most value out of your dental insurance, you should take this same preventive approach.

What Your Dental Insurance Plan Covers

Dental insurance plans can differ in their specific benefits. It’s important to review your plan before starting any procedure or treatment so that you know what you’ll be expected to pay. Luckily, our team can help you understand your benefits, which may look like the following:

  • 80 to 100 percent coverage for preventive care (e.g., cleanings and exams)
  • 70 to 80 percent coverage for minor restorative care (e.g., fillings)
  • 50 percent coverage for major restorative care (e.g., dental crowns)

Don’t have Insurance?
Join our WindHaven Membership Plan

New Patient Special

Perfect for parents who want to experience our practice before committing to our Loyalty Membership Plan.
$150 First Visit
Includes: Comprehensive exam by Dr. Karrie, dental xrays (if needed), cleaning, and professional fluoride application

Membership Plan Benefits - 1 Year Commitment

Children 0 to 6 years old: $350/yr
Children 7 and older: $450/yr
** $50 off for each additional sibling enrolling in our membership plan**
This includes:

  • Two (2) comprehensive exams
  • Two (2) dental cleanings
  • Two (2) Professional fluoride treatments
  • Two (2) sets of dental radiographs (if indicated)
  • Oral health education
  • One (1) Emergency Exam & radiograph
  • 20% Savings on dental treatment and services, including: sealants, fillings, crowns, extractions, space maintainers, and sedation.

Coverage begins upon receipt of completed and signed contract and when payment is received in full. Membership extends for one year for each individual child from the date of receipt. Membership is non-transferable and non-refundable. Patients with traditional dental insurance are not eligible.

Financing Information

At WindHaven Pediatric Dentistry, we understand the realities of living with a budget. That’s why our team strives to make the process of paying for pediatric dentistry very smooth, transparent, and flexible when needed. We work with many major PPO dental insurances, and low-interest financing can also be arranged for bigger treatment plans. Any questions or concerns? Please don’t hesitate to contact us here in Prosper, TX – we’d love to welcome your family in soon!
Would you like to break up your out-of-pocket dental expenses into easier monthly payments? You don’t have to feel the stress of paying for treatment all in one lump sum. We can help you apply for low-interest financing, which makes any dental procedure comfortably fit within your budget. That way, you can concentrate on your child’s beautiful smile. For your convenience, we offer CareCredit as a financing option. If you have questions about your financing options, contact our team, and we’ll happily help!

CareCredit is a company that provides patients with credit for their elective procedures, offering short-term, 0% interest payment plans and low-interest, extended payment plans. CareCredit has no up-front costs, no fees and no pre-payment penalties.

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